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Scratch Financial is a financial technology company founded in 2016, empowering over 12,000 partners with a streamlined solution to expand patient care through our innovative patient financing product, Scratch Pay.
Simply put: your client applies at Scratchpay.com, we provide your patients with a Scratch Pay payment plan to finance their care, and we pay your practice up front via direct deposit. Find more information about Scratch Pay patient financing here.
In 2020, we launched our payment processing product Scratch Checkout, an omnichannel payments solution designed to cut costs and boost sales for your practice. Scratch Checkout offers a portfolio of payment options, from credit cards and payment plans to digital wallets. Our payment processing technology can also integrate seamlessly with the leading practice management systems. Find more information about Scratch Checkout here.

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Scratch Pay plans in the U.S. are issued by WebBank, while in Canada, they are issued by ©Scratch Financial, Inc. ©Scratchpay (NMLS ID#: 1582666). Eligibility is required for these loan products.